Wondering about the urgent care cost without insurance along the Hwy 57 corridor? At our Vancleave clinic, you’ll pay a flat $130 for the office visit, a fee that includes exams, referrals, and any prescribing of medication. An X-ray tacks on $75. A school or sports physical costs a student athlete nothing at all. All three numbers are published, so there’s no guessing at the counter.
The short version:
- Self-pay visit: $130 flat, covering exams, referrals, and any prescribing of medication.
- Imaging: $75 for an X-ray, taken and read right here.
- Student athletes: physicals for school and sports carry no charge.
- Open daily, 7am until 7pm, on Hwy 57 in Vancleave, MS.
- Insured instead? Bring your card, and the billing goes straight to your plan.
How much will urgent care cost without insurance?
Nationally, self-pay urgent care pricing is almost always quoted as a range instead of a number. The healthcare booking service Solv puts a typical self-pay visit between $150 and $280 as of June 2026. Here on Hwy 57, the office visit is a published flat rate of $130, no range and no estimate.
That matters more than it sounds. Almost everyone searching this phrase is trying to answer one question before they get in the car: can I afford this today? A posted flat rate answers it in about three seconds.
What does the $130 self-pay visit include?
It covers the visit itself. In the words of our own pricing and insurance page, that fee “includes exams, referrals, and any prescribing of medication.” So if you come in with a sore throat, a sinus infection, a rash, or a minor injury, the exam and the prescription that follows sit inside that one number.
Testing and imaging carry their own prices. An X-ray runs $75 for self-pay patients, and it’s taken and read on site during the same visit, so nobody gets sent across Jackson County to a second building for it.
What are the published self-pay prices?
Here’s everything we post a set out-of-pocket price for. Anything beyond this list depends on what you actually need that day.
For services outside that table, our pricing page gives the honest answer: “Because we offer a broad range of services, the best way to get an accurate out-of-pocket estimate is to call us before your visit.” Dial (228) 283-5045 and ask. We’d much rather tell you the figure on the phone than surprise you at checkout.
Is urgent care cheaper than an emergency room?
For the same non-emergency problem, a walk-in clinic is almost always the cheaper room. The Peterson-KFF Health System Tracker found that even among people with private coverage, the least complex emergency department visits averaged $205 out of pocket and $592 in total cost, based on 2019 large-employer claims. Self-pay patients are exposed to the total, not the copay.
The tradeoff is scope. An emergency department handles things no walk-in clinic can. The American College of Emergency Physicians keeps a plain-language “Know When to Go” guide covering the warning signs that belong in an ER instead.
For a medical emergency, call 911. Chest pain, trouble breathing, stroke symptoms, heavy bleeding, or a serious head injury are emergency department problems, and money should never be the reason anyone delays that call.
What adds the most to an urgent care bill?
Three things move the number, and you can usually predict all three before you arrive.
- Imaging. X-rays are the most common add-on for sprains, falls, and suspected simple fractures. Ours is $75 out of pocket, and we break the topic down further in our guide to X-ray cost without insurance.
- Lab work. Strep, flu, COVID, RSV, urinalysis, and pregnancy testing all run on site here in Vancleave.
- Procedures. Laceration repair, splinting, incision and drainage, and similar hands-on care take time and supplies. Because we offer a broad range of services, the best way to get an accurate out-of-pocket estimate is to call us before your visit.
If you already know imaging is coming, do the math before you leave home: $130 plus $75 lands at $205, posted in advance, nothing hidden.
Why does cost keep so many Mississippians away?
Because around here the bill is the barrier more than almost anywhere else in the country. In its State of the States report released in November 2025, West Health and Gallup found that nearly one in three Americans had skipped a needed medical procedure or test because they couldn’t afford it, and that the figure climbed above 40% in Mississippi.
The coverage gap is real too. KFF puts our state’s uninsured rate for people under 65 at 11.67% in 2024, against 9.83% nationally, and Mississippi remains one of the states that has not adopted Medicaid expansion. For plenty of families in Ocean Springs, Gautier, and Moss Point, a walk-in visit gets weighed against the grocery budget, not a deductible.
That’s exactly why the price is posted. Nobody should have to gamble on what a sore throat will cost.
Can you go to urgent care without insurance?
Yes. Self-pay options are available here, and no appointment is needed. Walk-ins are welcome any time we’re open, and for an accurate out-of-pocket estimate we recommend calling beforehand at (228) 283-5045. If you do carry coverage, Total Health Urgent Care accepts most major health insurance plans and can bill the insurance companies directly, and your copay is set by your insurer rather than by us.
Where can Jackson County patients walk in?
You’ll find us at 12000 Hwy 57, Vancleave, MS 39565. That’s a short drive for anyone in Gautier, Pascagoula, Ocean Springs, Moss Point, or D’Iberville, plus the wider Mississippi Gulf Coast. We’re here daily from 7am until 7pm, so a Saturday ankle or a 7am sore throat before a shift never has to wait until Monday.
If you’re searching urgent care cost without insurance near me in Jackson County, the answer here is a posted one: $130 for the visit, $75 for imaging, zero for a student athlete’s physical. No appointment needed, and the phone line is (228) 283-5045. You can also see what our walk-in urgent care covers, or check our location and hours, before you head over.
Frequently asked questions about urgent care costs
At our Vancleave clinic, the office visit is $130 flat for self-pay patients, and that figure covers exams, referrals, and any prescribing of medication. Imaging and lab testing are priced separately, so an X-ray adds $75.
The office visit is $130 and covers the exam plus any prescription. Urinalysis testing runs on site here in Vancleave, so call (228) 283-5045 beforehand for an accurate out-of-pocket estimate.
We post flat self-pay rates rather than discounting off a hidden number. An office visit runs $130, imaging runs $75, and physicals for school and sports are free to student athletes. For anything else, call before your visit and we’ll give you an estimate.
It depends on the office, but urgent care carries one clear advantage for self-pay patients: no appointment and no waiting weeks for an opening. We also provide primary and preventive care in the same building, so you aren’t forced to choose between the two.
Yes. Walk-ins are welcome daily, 7am until 7pm, on Hwy 57 in Vancleave, and no appointment is needed. For an accurate out-of-pocket estimate, call us before your visit at (228) 283-5045.
Most major plans are accepted here and we bill your carrier for you. Your copay is set by your insurance provider and is usually printed on your card.
Prepared by the Total Health Urgent Care team; founded by Jennifer Duncan, APRN, MSN, FNP-C. Prices shown are our published self-pay rates and can change, so please confirm at (228) 283-5045 before your visit. Treat this as general information rather than medical advice. In an emergency, dial 911.